When I first heard the Barenaked Ladies’ song “If I Had a Million Dollars,” I figured the only way I’d ever see a million dollars is if I won the lottery. I was still in school then and I was happy if I had one hundred dollars for the week. Keeping my Acadian — Speedy — in gas was hard enough in those days.
I still think I won’t ever see that much money at once but I know it’s not that much. One thing’s for sure, if I had a million dollars I would not be rich.
Let’s see — buy a nice new house and maybe a nice new car….wait that’s it.
That would be it. I’d still have to get up and go to work. I’d still have bills. I’d still have to think about a budget and plan for a happy retirement.
So a million won’t cut it. In order to retire tomorrow I’d need about 3 million. That much coupled with some careful investing would be just right. Now, the trick is how to do it.
I need to come up with an exciting idea. Sitting here typing up stuff I make up in my head is not going to propel me into retirement any sooner. This site costs me money to maintain. But I can’t very well move to a subscription model, can I? My 4 readers would protest.